Insurance Guide

CHEMED Insurance
& Payment Information

At CHEMED, we accept many major medical, behavioral health, and dental insurance plans. Our goal is to make it easy for you to access the care you need.

Medical Insurance

We accept:

  • New Jersey Medicaid (NJ FamilyCare)
  • Medicare
  • Many Medicare Advantage plans
  • Aetna
  • AmeriHealth
  • Cigna
  • Horizon Blue Cross Blue Shield of New Jersey
  • United Healthcare
  • Oxford PPO
  • MagnaCare
  • And many other commercial insurance plans

Behavioral Health Insurance

We accept all New Jersey Medicaid behavioral health plans, as well as most Medicare, Medicare Advantage, and commercial behavioral health plans, including:

  • Aetna
  • AmeriHealth
  • Cigna
  • Horizon BCBSNJ
  • United Healthcare
  • Medicare
  • Most Medicare Advantage plans

Please note that coverage and network participation may vary by plan.

Dental Insurance

We accept:

  • Medicaid Dental Plans
  • Liberty Dental
  • DentaQuest
  • Guardian
  • MetLife
  • Delta Dental
  • Horizon BCBS Dental
  • United Concordia
  • United Healthcare Dental
  • Dental coverage through select Medicare Advantage plans
  • And many other dental insurance plans

Please note: While we participate with many dental insurance carriers, we do not accept DHMO plans, including DHMO products offered through otherwise accepted insurance companies.

Before Your Visit

Insurance benefits and network participation may vary by plan and provider. We recommend contacting us before your appointment so we can verify your coverage and help you understand any potential out-of-pocket costs.

Don’t Have Insurance?

No patient is denied care due to an inability to pay; CHEMED offers a sliding fee discount program for both insured and uninsured patients based on income and family size.

Questions?

Contact our office and a member of our team will be happy to assist you with insurance verification, benefits review, and scheduling.